RLI Personal Umbrella Policy logo personal umbrella covers liability exposures
photos of various liability exposures that an RLI personal umbrella policy will cover
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Personal Umbrella Policy (PUP)

Protects your customers with an extra layer of liability insurance.

These independent services agree — everyone needs a PUP.
Click on a website logo to read what they say about personal umbrella policies.

RLI’s personal umbrella insurance is a good source of protection for your customers

  • No Best rating requirements for underlying carriers
  • Very affordable
  • Available limits up to $5 million
  • Electronic signatures and online credit card payments accepted
  • Covers above auto, home, boat, or rental properties
  • Easy on-line quoting
  • Self-underwriting application
  • Immediate availability

Accidents Happen.
We offer the following real-life scenarios which you will find useful in communicating the need for this important coverage to your customers.

A smart way to protect you and your family
You’ll find an RLI personal umbrella policy is a good idea.

  • $1 million to $5 million in additional insurance
  • Backed by a financially secure, A+ rated company
  • You can keep your current homeowner/auto insurer
  • Immediate coverage available in all 50 states plus D.C.
  • New drivers accepted — no age limit on drivers
  • Up to one DWI/DUI per household allowed
  • Auto limits as low as 100/300/50 in certain cases

It’s fast and easy to offer RLI personal umbrella insurance

Our program is available through independent insurance agents and selected program administrators in all 50 states and the District of Columbia.

  • See if your customers qualify with our self-underwriting application.
  • Get a preliminary quote, then complete the application and have the insured sign it.
  • Contact RLI for a referral to a program administrator authorized to do business in your state.
  • A completed, signed application with full annual payment is required with submission for binding.
  • If you are interested in selling RLI’s PUP, ask your program administrator for access to PUP Access, our online quote, issuance and inquiry system.